> ## Documentation Index
> Fetch the complete documentation index at: https://developer.quickei.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment Links

> Share payment links, profile pages, and bill splits — no integration needed

Accept payments without any code. Generate shareable links that work on any device — no app download required for the payer.

## Link Types

<CardGroup cols={2}>
  <Card title="Payment Request" icon="hand-holding-dollar">
    Send a payment request to anyone. The recipient opens the link and pays directly.

    ```
    https://quickei.io/p/{token}
    ```
  </Card>

  <Card title="Profile Pay" icon="user">
    Share your personal payment page. Anyone can send you money by visiting your link.

    ```
    https://quickei.io/pay/@{username}
    ```
  </Card>

  <Card title="Bill Split" icon="scissors">
    Split a bill with friends. Each participant gets a unique link to pay their share.

    ```
    https://quickei.io/split/pay/{token}
    ```
  </Card>

  <Card title="Payment Link" icon="link">
    Create reusable payment links for products, services, or donations.

    ```
    https://quickei.io/payment-link/share/{token}
    ```
  </Card>
</CardGroup>

## How It Works

<Steps>
  <Step title="Create a link">
    From the Quickei app (User or Merchant), create a payment request, bill split, or payment link.
  </Step>

  <Step title="Share it">
    Share the link via WhatsApp, email, SMS, or any channel. The link includes **Open Graph** metadata for rich previews when shared on social media.
  </Step>

  <Step title="Recipient pays">
    The recipient opens the link in any browser. They can pay via the Quickei app (QR scan) or via the hosted payment page. No account required for card payments.
  </Step>

  <Step title="Confirmation">
    Both parties receive a confirmation. The payment status updates in real-time.
  </Step>
</Steps>

## Payment Methods

Depending on the link type and merchant configuration, payers can use:

| Method             | Description                               |
| ------------------ | ----------------------------------------- |
| **Quickei Wallet** | Pay from their Quickei wallet balance     |
| **QR Code**        | Scan the QR code with the Quickei app     |
| **Card Payment**   | Pay with a debit/credit card (via Stripe) |
| **Bank Transfer**  | Manual bank transfer with reference       |

## Social Sharing & Deep Links

All payment links support:

* **Open Graph tags** — Rich previews on WhatsApp, Facebook, Twitter, Slack
* **Apple Universal Links** — Opens directly in the Quickei iOS app if installed
* **Android App Links** — Opens directly in the Quickei Android app if installed
* **Fallback** — If the app isn't installed, the web payment page opens in the browser

## Tontine (ROSCA)

Quickei also supports **Tontine** (Rotating Savings and Credit Association) links:

```
https://quickei.io/user/tontine/join/{token}
```

Participants join a tontine group and contribute on a rotating schedule. The link shows the tontine details, contribution amount, and schedule.

<Tip>
  Payment links are the easiest way to accept payments — no API integration, no code, no setup. Just create, share, and get paid.
</Tip>